Getting started in notary services

Steps to go from zero to your first paying mobile-notary appointment.

1. 1

   Get commissioned in your state

   Requirements vary by state but typically include an application, a small filing fee, sometimes a training course or exam, and a background check — check your state's Secretary of State (or equivalent) notary division for exact steps.

2. 2

   Purchase your bond and notary supplies

   Get the state-required surety bond, an official notary seal/stamp, and a notary journal (required for recordkeeping in most states) before your commission is finalized.

3. 3

   Get E&O insurance

   Not usually state-required but standard practice — unlike your bond (which you must reimburse if claimed against), an E&O policy actually covers a good-faith mistake out of pocket.

4. 4

   Decide whether to pursue loan-signing certification

   General notary work and loan-signing work are different markets — signing-agent certification (e.g. NNA's Notary Signing Agent program) plus a background check specific to that industry opens the door to the higher-paying loan-signing appointments on platforms like Snapdocs.

5. 5

   Set your rates within your state's fee cap

   Look up your state's maximum notarial fee per signature/seal (it's capped and public), then set your uncapped travel fee using the calculator above to hit your real target income.

6. 6

   Get your equipment

   A dual-tray laser printer, reliable transportation, a professional folder/clipboard setup, and a phone-based scheduling system are the practical minimum for mobile appointments.

7. 7

   List yourself on notary and signing-agent directories

   Snapdocs, NotaryRotary, and 123notary are the main channels signing companies use to find agents; a Google Business Profile helps for general public notary requests (wills, POAs, affidavits) outside the loan-signing market.

8. 8

   Track every notarial act in your journal

   Most states require a chronological journal entry for every notarization — beyond being a legal requirement, it's your best protection if a document or signature is ever disputed later.